Spenmo | The Accounts Payable Software in Southeast Asia

No more sharing one personal card for all business expenses.

Create unlimited virtual cards for your online subscriptions, ad spend, and everything in-between.

Merchant lock allows you to create cards to be spent only on specific merchants.
Unlimited virtual cards ensures no employees have to pay for subscriptions out of pocket.
Keep your ads running with unlimited payment methods.

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No more sharing one personal card for all business expenses.

Create unlimited virtual cards for your online subscriptions, ad spend, and everything in-between.

Merchant lock allows you to create cards to be spent only on specific merchants.
Unlimited virtual cards ensures no employees have to pay for subscriptions out of pocket.
Keep your ads running with unlimited payment methods.

LEARN MORE

Disbursements, simplified

Send money quickly, affordably, and securely.

Batch transfers for supplier payments and payroll.
Local and international transfers available.
Send payments to any bank and e-wallet in the Philippines.
Customized approval flows ensure all payments are properly processed.

LEARN MORE

Disbursements, simplified

Send money quickly, affordably, and securely.

Batch transfers for supplier payments and payroll.
Local and international transfers available.
Send payments to any bank and e-wallet in the Philippines.
Customized approval flows ensure all payments are properly processed.

LEARN MORE

A seamless and paperless reimbursement process

No more manual reimbursement forms–keep employees happy with a streamlined reimbursement process.

Submit claims and receipts easily via the Spenmo app.
View, manage, and pay out all reimbursement requests from a centralized dashboard.
Our automated multi-level approval flow reduces delays — no more chasing signatories.
Weekly payouts for all approved reimbursements ensure your employees get paid back faster.

LEARN MORE

A seamless and paperless reimbursement process

No more manual reimbursement forms - keep employees happy with a streamlined reimbursement process.

Submit claims and receipts easily via the Spenmo app.
View, manage, and pay out all reimbursement requests from a centralized dashboard.
Our automated multi-level approval flow reduces delays — no more chasing signatories.
Instant payouts for all approved reimbursements ensure your employees get paid back faster.

LEARN MORE

See all your business payments in one place, updated real-time.

Identify when, where and how your money is leaving the company.

Audit trail for all business payments.
Create customizable and downloadable reports.

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"Spenmo made tracking and monitoring of expenses from my sales team a lot easier to do. At the same time, our sales team found it more convenient to use Spenmo. Both sides are happier!"

"At first, we are paying our vendors and employees manually and it takes a lot of time of my day but when we gave the keys to Spenmo to organize all our expenses, our process became more efficient."

"Spenmo is the perfect financial software that can provide the services that you need. Their interface is very user-friendly and I love their customer support because they are responsive and helpful."

"Spenmo is the most convenient, manageable, user-friendly, all-in-one financial management platform. It helps us as an e-commerce company as we manage different social media platforms."

A Better Way To Manage Your Business Payments

A Better Way To Manage Your Business Payments

No more sharing one personal card for all business expenses.

Create unlimited virtual cards for your online subscriptions, ad spend, and everything in-between.

No more sharing one personal card for all business expenses.

Create unlimited virtual cards for your online subscriptions, ad spend, and everything in-between.

Disbursements, simplified

Send money quickly, affordably, and securely.

Disbursements, simplified

A seamless and paperless reimbursement process

A seamless and paperless reimbursement process

See all your business payments in one place, updated real-time.

What Our Customers Say

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